• “We have not had a pay rise for two years, lost our tax credits, seen no increase in child benefit and in real terms are more than a few thousand pounds worse off.” Hannah
  • “As higher rate taxpayers my wife and I used to consider ourselves comfortably well-off, however the policies of effectively freezing income tax thresholds for several years whilst receiving no pay rise combined with child benefit cuts on top of increasing household bills means than we no longer consider ourselves as such.” Gary
  • “I qualified with a First in Speech Therapy in July 2010 and have since been unable to find work in that field. I have had to work unpaid and in jobs below my level of qualifications. I am 31 without a living wage, without the resources to further my career or have a family or reasonable standard of living.” Sarah
  • “My mum recently got a promotion in her job, only to see most of the increase in her income wiped out in real terms by tax credit cuts and the child benefit freeze, not to mention the rise in VAT. It seems trying to do the right thing and get on in life is not valued by this Tory government.” Matthew
  • “Made redundant, had to take lower-paid job, and pay for own re-training. But food, fuel, and other living costs have all increased. Are the Tories shivering at home, afraid to put their heating on? Do most of their meals consist of Value baked beans?” Alison
  • “our rent is so high that we will always have to depend on housing benefit so even if my partner does get pay rises we are no better off as it just gets cut from our housing benefit award. we can strive and strive to make our lives better and better for our children but we are being kept in poverty indefinitely. our income is not going up but the bills are increasing month after month so we have to struggle more and more to make ends meet.” claire
  • “A single mum working full time and doing everything this government expects. Yet facing a cut in working benefits (tax credits), my lifeline. i would financially be no worse of claiming benefits yet strive to show my children a good work ethic. Less and less money coming in but paying inflated prices for the basics, food, clothing etc. Fewer local services due to govenment cuts, when will it ever end?” Luci
  • “Me and my wife work full time, we are just about scraping by.”
  • “I'm a single mum and work full time, never see any of my salary as it’s spent on bills and rent. Luckily my 3 year old doesn't understand but it’s the shame of having people round to a freezing house or not being able to make my child a good home cooked meal as I can't afford it.”
  • “I work part-time for a major supermarket and my partner has recently been made redundant. I can’t get 24 hours a week as there simply isn’t enough overtime to go round. I’m on £9.24 an hour, but if I quit to try to get a job with more hours then I’ll probably end up in a temporary minimum wage job, so I feel trapped.”
  • “I am £44 per week worse off, I can't afford to heat the house”
  • “My mum receives tax credits and with that being one of the many things being cut, we're on the bread line. With very few things we can cut down on, we've started to look at selling the car. We're a big family and we're being told to tighten our belts? We simply can't.”
  • “We are now in the awful position of having to choose between our children when it comes to new clothes, shoes etc. Trying to make ends meet we work longer than ever. Our time together as a family is almost non-existent.” Dave
  • “I work 45 hours a week, so I am not lazy! Yet each month I am out of money by the 2nd week of my monthly pay. I work hard and contribute to society, yet I am afforded little or no respect.” Carol
  • “I have no disposable income left during the middle of the month. My parents buy me food and give me money. I've had my working tax credits taken away from me.” Patrick
  • “Now retired, I have just made the decision that I can only afford to heat my home at certain times, because it literally will be a case of heat or eat.” Janice
  • “My daughter and her partner relied on their tax credit to make ends meet. Osborne cut tax credit earlier this year and they are now £25 per week worse off; this has put them almost on the bread line.” Robert
  • “I barely scrape by each month on what I earn and the cost of gas and electricity and just buying basic household food cripple me each month. My daughter rarely goes on school trips as I cant afford them. I am worried for the future and what it means for me and my daughter with the cuts coming in tax credits.” vikki